A Handy guide To Activate Bank Of America Credit Card

So, you have chosen Bank of America for your credit card? Well, that’s a good choice as it is the second largest banking institution in the world, offering the best finance services. You must activate your credit card instantly to prevent future troubles. In this article, we have listed the proven methods of Bank of America credit card activation that will hardly take a few minutes to get your credit card activated. Read on the blog till the end.

Bank of America credit card activation

Three ways of Bank of America credit card activation are as follows:

1) Using online method
2) Using the Bank of America app
3) Thorough phone

If you want to activate using the online method. Visit Bank of America’s official website: and enroll in online banking.

Fill in your card number, SSN, and tax ID number correctly and complete the enrollment process.
Once you have your online banking profile, sign in with login details and, complete your identity verification, and activate the credit card.

If you wish to activate your credit card through call, dial 800-276-9939 and enter or speak your credit card details when requested. Keep following on-screen instructions. If you face any difficulty while activation, then you can quickly ask a bank representative on call.

Lastly, if you want credit card activation using a mobile app, simply go to the Play Store if you are an Android user and go to the App Store if you are an iOS user. Check out this link to download the Bank of America app: https://promotions.bankofamerica.com/digitalbanking/mobilebanking.

Sign in to the bank app using your ID and password. Select your credit card from the list and click on activate.

What are the benefits of using a Bank of America credit card?

1) You can set up your digital wallet, bank of America supports almost all online payment modes such as Apple Pay, gpay, Samsung Pay, and many more. So, you can easily use your smartwatch and phone to make in-store payments without hassle.
2) You can earn exciting rewards by enrolling in online banking. It also allows to monitor credit cards and activate autopay to pay the bills on time.
3) You can access your FICO score and manage your account’s important alerts. In addition, you can always keep an eye on your bank statements.
4) Moreover, you can earn lots of rewards and bonuses on special occasions.


Hope you were able to activate your Bank of America credit card using this blog. All of the above three methods are simple and can be easily followed by first-time credit card activators. There is nothing to worry about because you can always reach customer service 24/7 in case of any issue, and the problem will definitely be solved. If you know any other method of activation or have any useful suggestions to share, then feel free to comment below in the comment section.

Happy shopping with Bank Of America!

Frequently Asked Questions(FAQ):

What are the steps of verification for getting a credit card reward?

Simply call Bank of America at 1-800-276-9939 or go to the online card verification page to confirm the validity of a Bank of America Unlimited Cash Rewards credit card. You can only begin making transactions with their Bank of America Unlimited Cash Rewards credit card as soon as it has been verified. Generally, It is the same as activating a Bank of America credit card to verify it.

What is balance transfer?

Balance transfer allows you to use your personal credit card to access up to the entire amount of available credit. You can also do a balance transfer to settle your debt from personal loans, department stores, and other credit cards that are not issued by Bank of America. This way, you can save money by paying off your higher-rate debt sooner. Most balance transfers take two to four business days to complete. It takes 14 business days for newly opened accounts.

Note: You can only make up to three balance transfers in a single online session, but the total amount of credit that you have available cannot be used for transfers, so when calculating the amount of your transfer, make sure to account for any fees that may apply, interest charges, and any outstanding advances, transfers, or purchases.

How do I change my address, email, and other details for my Bank of America credit card?

To make changes to your contact information, sign in to Online Banking. You can also do this from the mobile application. Log in to the app, go to the Settings & Alerts area of the Mobile Banking app, select the Menu icon, click the Profile & Settings link, and finally click the Contact Info link. Change whatever details you want to update and save it.

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